{"id":2334,"date":"2019-04-07T08:16:01","date_gmt":"2019-04-07T08:16:01","guid":{"rendered":"http:\/\/www.helloacasa.com\/acasa-blog\/?p=2334"},"modified":"2019-07-06T19:22:34","modified_gmt":"2019-07-06T19:22:34","slug":"what-to-think-about-when-choosing-your-student-bank-account","status":"publish","type":"post","link":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/","title":{"rendered":"What To Think About When Choosing Your Student Bank Account"},"content":{"rendered":"

As a student, it\u2019s a good idea to open a student bank account. Not only are these accounts tailored specifically for students, but they often come with one or more valuable perks.<\/p>\n

In this blog post, acasa<\/a> outline some of the most popular options available right now. So, whether you\u2019re a newly fledged fresher or just looking to bag a great deal, read on to find out more.<\/p>\n

What you want<\/h2>\n

Before you start researching which student bank account is best for you, you need to identify what it is you want from it\u2014the biggest overdraft, best interest rates and freebies are all out there for the taking, you just need to decide which is the most important to you.<\/p>\n

Overdrafts<\/h3>\n

If it\u2019s an overdraft you\u2019re after, you\u2019ll get it from a student account. Lots of banks recognise students\u2019 low income and the want for more, and cater for this whilst you study. Big names including Barclays, Nationwide and Santander all offer 0% overdrafts of up to \u00a33000 for students. The one main thing to note is that if you end up using up your overdraft once you leave uni you\u2019ll need to start paying it back\u2014with interest! So just be prepared.<\/p>\n

Interest<\/h3>\n

By opting for an account that offers good interest rates, you\u2019re effectively growing money. For everything that sits in your account, you\u2019ll receive an extra cut due to interest. Ever heard the saying \u201clots of pennies make a pound\u201d? Well, with good interest rates, these accounts allow you to put this saying to the test.<\/p>\n

If it\u2019s monthly interest you\u2019re after, then the Santander 123 Student Current account<\/a> is a good option. This account, unlike others out there, offers interest of up to 3% when you have a \u00a3300-\u00a32000 balance. It\u2019s essentially free money, and if you\u2019re using it to its full potential, it can add a couple of \u00a3\u2019s onto your balance each month for the odd pre-lecture coffee.<\/p>\n

Freebies<\/h3>\n

Aside from overdrafts and interest rates, some banks offer competitive deals and freebies to draw in the students. Although these freebies aren\u2019t actual money, if you pick the one that\u2019s right for you, they can save you more than a buck.<\/p>\n

Here\u2019s a few of the most popular options out there;<\/p>\n

Santander 4-yr Railcard:<\/strong> If you\u2019re travelling between uni and home by train, the free railcard is a great option to consider. When you open your Santander student account, you\u2019ll become eligible for the railcard as long as you set up online banking and pay \u00a3500 into the account per term.<\/p>\n

Top Tip:
\n<\/strong>you can take it straight out again\u2014the \u00a3500 just needs to show on your statement!<\/p>\n

With the railcard, you can save \u2153 on rail fares, which can add up to a considerable sum throughout the year!<\/p>\n

HSBC \u00a380 Amazon voucher & Prime:<\/strong> When you open a student account with HSBC<\/a>, you will receive a free 12 month Amazon Prime membership as well as an \u00a380 Amazon voucher to spend on whatever you want!<\/p>\n

What\u2019s more, with this deal you\u2019ll also receive discounts on everything from clothing sites like Boohoo to cinema vouchers.<\/p>\n

NatWest National Express card, Amazon Prime or Taste:<\/strong> If you regularly get the coach to see friends and families in other cities, want an Amazon Prime membership or want great discounts on meals, then the NatWest student account<\/a> might be for you.<\/p>\n

When you sign up to NatWest\u2019s student offer, you\u2019ll be able to choose from a 4-year National Express card, Amazon Prime or a Taste card. So whether you\u2019re into travel, TV or food, there\u2019s something for you!<\/p>\n

As you can see, there\u2019s plenty of choice when it comes to student bank accounts- and we\u2019ve touched on just a few!<\/p>\n

So, the main takeaway from this is that if you shop around, you\u2019ll find the good deals. One of the offers we\u2019ve mentioned is sure to take your fancy, but keep researching to find out more and make sure you get the best deal possible.<\/p>\n

About acasa<\/h2>\n

acasa is a household management and bill splitting app designed with students in mind. The platform, which is available to download via Android and iOS, allows 100% transparency between you and your housemates, so everyone can be crystal clear about what costs what and where their share of the payment is going, reducing the risk of finance-related tensions.<\/p>\n

What\u2019s more, you can even use acasa to set up your utilities! acasa offers competitive yet environmentally conscious energy providers to supply your home, so you can move in, manage and move on with ease.<\/p>\n

What\u2019re you waiting for? Get a free quote from acasa today and start saving!<\/p>\n

Get a free quote<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

As a student, it\u2019s a good idea to open a student bank account. Not only are these accounts tailored specifically for students, but they often come with one or more valuable perks. In this blog post, acasa outline some of the most popular options available right now. So, whether you\u2019re a newly fledged fresher or […]<\/p>\n","protected":false},"author":17,"featured_media":2335,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,9,15,18],"tags":[],"class_list":["post-2334","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-house-sharing","category-personal-finance","category-sharing"],"yoast_head":"\nWhat To Think About When Choosing Your Student Bank Account | acasa<\/title>\n<meta name=\"description\" content=\"If you\u2019re a student, it\u2019s worth opening a student bank account. In this blog post we outline the things to consider when choosing that\u2019s most beneficial for your needs. Read on to find out more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What To Think About When Choosing Your Student Bank Account | acasa\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re a student, it\u2019s worth opening a student bank account. In this blog post we outline the things to consider when choosing that\u2019s most beneficial for your needs. Read on to find out more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/\" \/>\n<meta property=\"og:site_name\" content=\"acasa Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-07T08:16:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-07-06T19:22:34+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.helloacasa.com\/acasa-blog\/wp-content\/uploads\/sites\/8\/2019\/05\/money-card-business-credit-card-50987.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1880\" \/>\n\t<meta property=\"og:image:height\" content=\"1253\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/\",\"url\":\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/\",\"name\":\"What To Think About When Choosing Your Student Bank Account | acasa\",\"isPartOf\":{\"@id\":\"https:\/\/www.helloacasa.com\/acasa-blog\/#website\"},\"datePublished\":\"2019-04-07T08:16:01+00:00\",\"dateModified\":\"2019-07-06T19:22:34+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"If you\u2019re a student, it\u2019s worth opening a student bank account. In this blog post we outline the things to consider when choosing that\u2019s most beneficial for your needs. Read on to find out more.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.helloacasa.com\/acasa-blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What To Think About When Choosing Your Student Bank Account\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.helloacasa.com\/acasa-blog\/#website\",\"url\":\"https:\/\/www.helloacasa.com\/acasa-blog\/\",\"name\":\"acasa Blog\",\"description\":\"acasa - your home run\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.helloacasa.com\/acasa-blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"\",\"url\":\"https:\/\/www.helloacasa.com\/acasa-blog\/author\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What To Think About When Choosing Your Student Bank Account | acasa","description":"If you\u2019re a student, it\u2019s worth opening a student bank account. In this blog post we outline the things to consider when choosing that\u2019s most beneficial for your needs. Read on to find out more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/","og_locale":"en_GB","og_type":"article","og_title":"What To Think About When Choosing Your Student Bank Account | acasa","og_description":"If you\u2019re a student, it\u2019s worth opening a student bank account. In this blog post we outline the things to consider when choosing that\u2019s most beneficial for your needs. Read on to find out more.","og_url":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/","og_site_name":"acasa Blog","article_published_time":"2019-04-07T08:16:01+00:00","article_modified_time":"2019-07-06T19:22:34+00:00","og_image":[{"width":1880,"height":1253,"url":"http:\/\/www.helloacasa.com\/acasa-blog\/wp-content\/uploads\/sites\/8\/2019\/05\/money-card-business-credit-card-50987.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"","Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/","url":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/","name":"What To Think About When Choosing Your Student Bank Account | acasa","isPartOf":{"@id":"https:\/\/www.helloacasa.com\/acasa-blog\/#website"},"datePublished":"2019-04-07T08:16:01+00:00","dateModified":"2019-07-06T19:22:34+00:00","author":{"@id":""},"description":"If you\u2019re a student, it\u2019s worth opening a student bank account. In this blog post we outline the things to consider when choosing that\u2019s most beneficial for your needs. Read on to find out more.","breadcrumb":{"@id":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.helloacasa.com\/acasa-blog\/2019\/04\/07\/what-to-think-about-when-choosing-your-student-bank-account\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.helloacasa.com\/acasa-blog\/"},{"@type":"ListItem","position":2,"name":"What To Think About When Choosing Your Student Bank Account"}]},{"@type":"WebSite","@id":"https:\/\/www.helloacasa.com\/acasa-blog\/#website","url":"https:\/\/www.helloacasa.com\/acasa-blog\/","name":"acasa Blog","description":"acasa - your home run","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.helloacasa.com\/acasa-blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Person","@id":"","url":"https:\/\/www.helloacasa.com\/acasa-blog\/author\/"}]}},"_links":{"self":[{"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/posts\/2334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/comments?post=2334"}],"version-history":[{"count":0,"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/posts\/2334\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/media\/2335"}],"wp:attachment":[{"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/media?parent=2334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/categories?post=2334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.helloacasa.com\/acasa-blog\/wp-json\/wp\/v2\/tags?post=2334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}